Have you ever lent money to a friend and completely forgotten about it?
Maybe it was $20 for dinner.
Maybe a friend borrowed $50.
Maybe you paid the full restaurant bill and expected your friend to send their share later.
Maybe they already paid part of it, but neither of you remembers exactly how much.
These situations may seem small, but they can become difficult to track.
In this video, Alex and Roben face a common personal finance problem. After sharing a meal, they are not sure who paid what or whether the previous amount was already settled.
Nobody is trying to avoid paying.
They simply do not have a clear record.
That is where Monia: Budget & Money Tracker can help.
Monia includes a dedicated Loan & Debt Tracker for recording money you borrow and money you lend.
You can organize your records into:
I Owe
Money that you need to pay to someone else.
Owed to Me
Money that someone else needs to pay to you.
You can also record repayments and partial payments, so it is easier to see what has already been paid and what is still outstanding.
This can help with:
Money borrowed from friends
Money lent to friends
Shared restaurant bills
Household expenses
Personal loans
Informal lending
Partial repayments
Outstanding balances
Payments made on behalf of someone else
Instead of searching through old chat messages, screenshots, bank transactions, notes, or spreadsheets, you can keep your loan and debt records together.
The goal is simple:
Know what you owe.
Know what you are owed.
Know what has been repaid.
Monia is also a personal budgeting and money management app for tracking everyday finances.
You can use it to organize your budget, expenses, income, borrowed money, lent money, repayments, and balances.
Personal finance does not need to be complicated.
Sometimes you just need a clear record of the small amounts moving between you and the people around you.
📱 Monia: Budget & Money Tracker
Find Monia on Google Play.
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